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Late repayments hurt lenders and other entrepreneurs, because they are deprived of funds that could be lent to other deserving entrepreneurs if they were repaid when due.Management will ensure that violators of our Code of Ethics are sanctioned.In Ghana and Zambia, funds are transferred via a similar mobile phone payment service called MTN Mobile Money.If this is not your first loan, you must first repay the loan amount not covered by your Members Loan Fund payment (the loan principal, minus the amount of your Members Loan Fund payment).The feedback rating can be either Positive, Neutral, or Negative.Can I post an application on his or her behalf?Throughout the course of the loan, you can receive email journal updates and track repayments.Zidisha is a platform for philanthropy, not a replacement for traditional savings accounts or financial investments.How does Zidisha protect the rights of its clients?How much can I borrow?We also offer the option to set up automated monthly transfers to lending accounts (via Stripe).If you cannot pay the full amount due on the scheduled date, you must modify your installment in order to remain in good standing and avoid reductions in your credit limit.Through the portal m everyone can fund a chosen borrower, a whole group of them or directly a microfinancial institution that procures financing.Lenders assume currency risk at Zidisha.Instead, please send an email with that person's name and telephone number (if known) to us at email protected or by creating a support ticket.What are the fees and interest?In many cases, they are kept from their dreams by only a few hundred dollars.On loan repayment, you get your money back and you can choose to recycle it by guaranteeing the loan to another entrepreneur.You can then use the credit to finance new loans, or request a withdrawal of all or part of your balance (if you have a withdrawable lending account)."Zidisha" is the Swahili word for "grow" or "expand as in a business or a quality such as freedom or prosperity.Can I repay my loan early?

It is up to the lenders to determine if a proposed business venture is viable and worthy of being funded.