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If you enter your PIN incorrectly 3 times in a row while using it at a cash machine or to pay, it'll be blocked.
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Download the app and answer basic questions about yourself.
When is credit card cashback paid?
How is cashback paid on a credit card?
So if you make a purchase worth between 100 and 30,000 on a cashback credit card the card issuer is equally liable with the retailer if something goes wrong.
But unless youve been a customer before thats pretty hard.