And, once the introductory period is over, the rates are reasonable.24 percent,.24 percent,.24 percent, depending on your creditworthiness.
And, if you want to move money from another card, you can do a balance transfer fee, although you'll have to pay TD 3 percent club factory discount code of the entire balance transfer.
Can the points be used retroactively?
I would have called Customer Service I would have visited a branch I would have looked elsewhere on the TD website I would give up Thank you for your input!In fact, it's worth a lot less.Redeem your TD Points/TD Rewards Points at the time of your online travel booking through.Using this method you will receive 9 points per dollar spent, plus, you can redeem the points you have earned against the purchase you have just made.In case of discrepancy, the documentation prevails.There's no annual fee, unlike most cards.An Example of Redeemable Points, if you visit TD's online points redemption website, you have your choice of merchant gift cards.Best Way to Use Your TD Rewards Points.When it comes to credit cards that prize giving ceremony pay points instead of cash, always read the fine print and try to find out exactly how much the points are worth.Step 1: Calculate TD Points earned from booking trip 1,000.00 trip cost 9 TD points per dollar 1000 bonus TD points 10000 TD points, step 2: Calculate dollar value of points 10000 total TD points.005 value per point.00 dollar value of points, step.These seemingly identical cards from TD Bank illustrate one of the problems with credit cards that reward you in points rather than good old-fashioned cashnamely the actual value of the points is often fuzzy.Has calculated the value of a TD Reward point below when you book via Expedia For.Education Credits: Higher Ed: Redeem your TD Points for Higher Ed credits to help pay for higher education tuition.Yes, no, yes, you can book with any airline and pay for it using your TD Rewards points.There's usually a reason for that: the points are often not worth as much as the cash.TD Points/TD Rewards Points Redemption Options.The card has a Fair to Excellent (660) credit card rating.You earn double rewards during the first six months.Unfortunately, what the bank doesn't tell you up front is that one point isn't the same as one percent in cash.But, you need to be carefulthe points card pays a much lower rebate reward than the cash-back version.
Individual circumstances may vary.
Often, as in this case, the points aren't worth nearly as much as cash.