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Both Platinum cards come with hd visa rewards points a 24/7 Platinum Concierge service.
The travel rewards are offered with Travel Plus, and Rewards Plus points can be used towards flights with any airline at any time.
To borrow or not to borrow?
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What can Rewards Plus points be redeemed for?
To apply for a hsbc credit card you need to provide similar documents as for credit cards from other providers.

What is the hsbc rewards program?