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Refer a friend: You can earn 10,000 bonus MR points for every approved account you refer, up to a maximum of 11 approved referrals (55,000 MR points) per calendar year.
Summary This card is revamped from AmEx Premier Rewards Gold (PRG).
In summary, we estimate that MR points are worth about.6 cents/point.New: 120 dining credit: 10 dining credit per months good.The MR points you earn on different MR cards will automatically go to the same MR account.Share the benefits of your American Express Preferred Rewards Gold Credit Card with those closest to you and earn points for their purchases.And receive 20 dining cash-back in US restaurants, up to 100 in the first 3 months.You will also receive 20 cash-back, up to 100, on dining purchases in US restaurants in the first 3 months.For new applicants, although AF is not waived for the first year, you can still offset partial AF by taking advantage of 20 cash-back at restaurants.New applications will not receive first year waived.If you have AmEx Platinum for Schwab, you can redeem your MR points at a fixed rate.25 cents/point towards cash.Youll also find specially reserved seats for Cardmembers only.Beginners Guide, points for Peace, shop, tools.However, the reward rate is not impressive except the airline 3x bonus category, which makes it hard to cover the 195 annual fee.Related Credit Cards Note that, although the look and benefits of the following cards are almost the same, they are different products, and they dont affect each others sign-up bonus: Recommended Downgrade Options You can not downgrade this card to any card with no annual fee,.Your first Supplementary Card is complimentary; each additional Supplementary Card will be charged at 45 per year.Annual Fee is creased to 250.If you have any of the MR cards, you can redeem your MR points at a fixed rate about 1 cent/point towards air tickets on AmEx travel portal.2018.10 Update: New benefits (4x MR at restaurants and supermarkets and 120 dining credit) are officially alive!
For current cardholders, if your next anniversary date is earlier than April 1st, 2019, your next AF due will still be 195, otherwise you will pay 250 upon card renewal.
Twice during the first year!



New: 4x MR earning rate at supermarkets is capped at 25,000 supermarket spending per calendar year, the cap is so large that many people can treat it as unlimited.


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